• Many benenefits for the companies

    Outsourcing the management of the receivables, speed and security in getting the amount of the receivables assigned are some of the principal advantages of factoring

  • Factoring is not an alternative to bank financing

    Factoring is a service with a financial component which can be used to complement other sources of financing at the disposal of the company

  • High level of personalization

    Factoring is a service with a high level of personalization, in respect of the characteristics, needs and sizes of the customer

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Discover Factoring

Factoring is an agreement whereby a company (the “Assignor”) assigns to a specialized firm (the so-called “Factor” or Factoring company) its present and/or future receivables borne out of their core commercial, financial or fiscal activities.

Thanks to factoring transactions, the Assignor companies have at their disposal a range of services related to the receivable’s assignment, such as credit management, the advance payments of the amounts in presence of credit standing and the possible guarantee of the insolvency risk of the debtors.

A single Factoring transaction can satisfy the diversified needs of corporate clients thanks to solutions which simplify the management of their receivables, secure from insolvency risks and optimize cash flows.

Factoring, therefore, is not an alternative to bank financing but, instead, offers financial solutions which are complementary to the other sources of funding which are available to companies.

Factoring is a service characterized by an extremely high degree of customization so to accommodate the characteristics and different requirements sought by corporate clients.

UniCredit Factoring makes available to corporate clients a complete and structured range of services and products.